[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.amatiel.cz\/kdo-pujcuje-podnikatelum\/#Article","mainEntityOfPage":"https:\/\/www.amatiel.cz\/kdo-pujcuje-podnikatelum\/","headline":"Kdo p\u016fj\u010duje podnikatel\u016fm?","name":"Kdo p\u016fj\u010duje podnikatel\u016fm?","description":"Podnikatel\u00e9 se sv\u00fdmi podnikatelsk\u00fdmi aktivitami pochopiteln\u011b \u017eiv\u00ed. A to znamen\u00e1, \u017ee kdyby si snad n\u011bkdy nevyd\u011blali pen\u011bz dost, bylo by to pro n\u011b \u0161patn\u00e9. Proto\u017ee za co \u017e\u00edt, kdy\u017e nejsou pen\u00edze, \u017ee? \u010c\u00edm financovat investice do svoj\u00ed firmy, kdy\u017e na n\u011b nen\u00ed? To je potom hodn\u011b slo\u017eit\u00fd r\u00e9bus, kter\u00fd je pot\u0159eba vy\u0159e\u0161it. A jak se […]","datePublished":"2022-11-30","dateModified":"2023-05-03","author":{"@type":"Person","@id":"https:\/\/www.amatiel.cz\/author\/#Person","name":"","url":"https:\/\/www.amatiel.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/89f417dfbb336d235b856435ef935ffa51c2f646edc1f5c4e6fccf32a9c88173?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/89f417dfbb336d235b856435ef935ffa51c2f646edc1f5c4e6fccf32a9c88173?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"amatiel.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.amatiel.cz\/wp-content\/uploads\/wealth-3346994_960_720.jpg","url":"https:\/\/www.amatiel.cz\/wp-content\/uploads\/wealth-3346994_960_720.jpg","height":0,"width":0},"url":"https:\/\/www.amatiel.cz\/kdo-pujcuje-podnikatelum\/","about":["Ekonomika"],"wordCount":417,"articleBody":"   Podnikatel\u00e9 se sv\u00fdmi podnikatelsk\u00fdmi aktivitami pochopiteln\u011b \u017eiv\u00ed. A to znamen\u00e1, \u017ee kdyby si snad n\u011bkdy nevyd\u011blali pen\u011bz dost, bylo by to pro n\u011b \u0161patn\u00e9. Proto\u017ee za co \u017e\u00edt, kdy\u017e nejsou pen\u00edze, \u017ee? \u010c\u00edm financovat investice do svoj\u00ed firmy, kdy\u017e na n\u011b nen\u00ed? To je potom hodn\u011b slo\u017eit\u00fd r\u00e9bus, kter\u00fd je pot\u0159eba vy\u0159e\u0161it.A jak se \u0159e\u0161\u00ed podobn\u00e9 komplikace? Co se d\u011bl\u00e1, kdy\u017e pot\u0159ebuje n\u011bkdo z podnikatel\u016f pen\u00edze, kter\u00e9 se mu jako naschv\u00e1l nepoda\u0159ilo vyd\u011blat? Kde se potom vezmou pen\u00edze na to, aby se jimi t\u0159eba zaplatily exekuce, dluhy na dan\u00edch \u010di soci\u00e1ln\u00edm nebo zdravotn\u00edm poji\u0161t\u011bn\u00ed a tak d\u00e1le? Nebo kde v\u016fbec n\u011bkter\u00fd \u010dlov\u011bk se\u017eene pen\u00edze na to, aby se do podnik\u00e1n\u00ed teprve mohl pustit?Je jasn\u00e9, \u017ee nejde-li to u\u017e jinak, m\u016f\u017ee se vyu\u017e\u00edt klidn\u011b i podnikatelsk\u00e1 p\u016fj\u010dka. Nen\u00ed d\u016fvod, pro\u010d tuto mo\u017enost zavrhovat. V\u017edy\u0165 p\u016fj\u010dky jsou tu od toho, aby se poskytovaly a aby je lid\u00e9 vyu\u017e\u00edvali ve slo\u017eit\u00fdch obdob\u00edch, kdy si nevysta\u010d\u00ed s financemi vlastn\u00edmi. Ov\u0161em takov\u00e1 p\u016fj\u010dka se mus\u00ed v\u017edy nejprve sehnat. Tedy mus\u00ed se sehnat n\u011bkdo, kdo podnikateli p\u016fj\u010d\u00ed, je-li to pr\u00e1v\u011b t\u0159eba. A takov\u00e9 hled\u00e1n\u00ed nen\u00ed nijak snadn\u00e9, proto\u017ee naj\u00edt v t\u00e9 spoust\u011b potenci\u00e1ln\u00edch nab\u00eddek tu, kter\u00e1 je finan\u010dn\u011b zvladateln\u00e1, tedy levn\u00e1, a p\u0159itom i dostate\u010dn\u011b dostupn\u00e1, nemus\u00ed b\u00fdt hra\u010dka. A \u010d\u00edm h\u016f\u0159 na tom podnikatel je a \u010d\u00edm v\u00edc p\u016fj\u010dit pot\u0159ebuje, t\u00edm h\u016f\u0159 se mu hled\u00e1 n\u011bkdo, kdo by mu d\u016fv\u011b\u0159oval natolik, aby mu p\u016fj\u010dil i hodn\u011b velk\u00e9 pen\u00edze.Ale kdo hled\u00e1, ten zpravidla i najde. Podnikatel\u00e9, kte\u0159\u00ed jsou vlastn\u00edky nemovit\u00e9ho majetku, mohou tento nap\u0159\u00edklad vyu\u017e\u00edt a t\u00edm si sh\u00e1n\u011bn\u00ed p\u016fj\u010dky usnadnit. Proto\u017ee kdo d\u00e1 \u017e\u00e1douc\u00ed nemovitost do z\u00e1stavy u nebankovn\u00ed spole\u010dnosti, tomu se tuze snadno z\u00edsk\u00e1v\u00e1 americk\u00e1 hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f, u kter\u00e9 se ru\u010d\u00ed pr\u00e1v\u011b z\u00e1stavou nemovitosti. A nikoliv vysok\u00fdmi p\u0159\u00edjmy a \u010dist\u00fdmi registry dlu\u017en\u00edk\u016f jako jinde.Kdy\u017e si zkr\u00e1tka podnikatel po\u017e\u00e1d\u00e1 o nebankovn\u00ed hypot\u00e9ku, dostane ji. A probl\u00e9my jsou ty tam.                                                                                                                                                                                                                                                                                                                                                                                                  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